1.1 Riario Ltd ("Riario", "We", "Us", or "Our") is a company registered in England and Wales
with the registered office at 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, UNITED KINGDOM,
and company number 15771705.
1.2 By accessing or using Our website: https://planstheapp.com ("Website"), mobile application, or any other services
provided by Plans.TheApp (“Service”, “App”), you agree to be bound by these terms and conditions
("Terms"). If you do not agree to these Terms, do not use the Service.
1.3 These Terms and Conditions, along with Our Privacy Policy, constitute the entire agreement
and understanding between the parties regarding the subject matter and supersede all prior
agreements, understandings, or arrangements, whether oral or written, related to the same.
Please read carefully.
2. THE SERVICE
2.1 Riario provides a subscription-based service (Plans.TheApp) that enables users to create
accounts and access various features of Our App to manage their finances. The app offers tools
for tracking and managing financial activities and generating financial forecasts.
Please note that the information provided by the App is intended for
informational purposes only and does not constitute financial advice.
2.2 Our Service is not intended for use by individuals under the age of full legal responsibility.
3. ACCESS TO THE SERVICE
3.1 Access to the Service shall be exclusively through Our App. At all times, your utilisation of
the App is contingent upon adherence to the terms and conditions and privacy policies of the
relevant app store from which it was downloaded, namely, the Apple App Store and the Google Play Store ("App Store").
In the event of any discrepancy between the terms and conditions of
the App Store and Our Terms and Conditions, Our Terms and Conditions will prevail.
3.2 You are prohibited from permitting any other individual to access the Service on your behalf.
You are required to treat all information you input into the App or Website as confidential and
must not disclose it to any third party.
4. YOUR BEHAVIOUR TOWARDS PLANS.THEAPP
4.1 You are prohibited from accessing, without proper authorisation, or attempting to access,
penetrate, interfere with, damage, or disrupt any part of the Service, its security measures,
servers, equipment, networks connected to the Service, or any software used in the provision
of the Service. This includes transmitting any worms, computer viruses, malware, logic bombs,
Trojan horses, spyware, harmful components, or any other software, code, or data of a corrupt,
destructive, malicious, or disruptive nature (“Viruses").
4.2 You must not inject content or code, nor alter or interfere with the manner in which any page
of the Service is rendered or displayed in a user's browser or device.
4.3 Unauthorised access to the Service via any means not explicitly approved by Riario is prohibited.
This includes, but is not limited to, automated devices, scripts, bots, spiders, crawlers, or scrapers
(except standard search engine technologies employed with Riario’s express written consent).
4.4 You are forbidden from changing, modifying, adapting, or altering the Service, or altering another
Website to falsely imply an association with the Service or with Riario.
4.5 Should you submit or share any content, information, ideas, suggestions or other materials,
you agree that We may use such content, information, ideas, suggestions,
or other materials for any purpose whatsoever, including but not limited to developing and marketing
products and services, without any liability or obligation to compensate or acknowledge you.
4.6 You agree not to use the Service to:
Upload, post, or transmit any content that is unlawful, harmful, threatening, abusive, harassing,
defamatory, vulgar, obscene, or otherwise objectionable.
Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a
person or entity.
Upload or transmit any content that you do not have the right to make available under any law or
contractual or fiduciary relationships.
Upload or transmit any material that contains software viruses or any other computer code, files, or programs
designed to interrupt, destroy, or limit the functionality of any computer software or hardware.
5. ACCOUNT CREATION AND SECURITY
5.1 In order to utilise the Service, the App uses Apple’s Sign in with Apple feature for authentication.
No additional data is stored or transmitted beyond the minimal information required to authenticate your identity.
You are solely responsible for maintaining the confidentiality of your account and for all activities that occur under your account.
5.2 You acknowledge that you are responsible for any and all data charges incurred from mobile service
providers, internet service providers, or other data providers while using the Service.
5.3 We do not guarantee that the Service will be free from Viruses. It is your responsibility to
configure your information technology, including your mobile device, to access the Service and ensure
the security of your internet connection. You should utilise your own virus protection software.
6. SUBSCRIPTION AND PAYMENTS
6.1 Riario may offer a variety of subscription plans for Plans.TheApp, each encompassing different features.
Detailed information regarding these subscription plans and the corresponding fees is available on the App Store.
6.2 Subscription fees are charged in advance on a monthly basis and are non-refundable.
6.3 We retain the right to modify subscription fees, introduce new charges, or adjust the features included
in any subscription plan. You will be notified of any such changes.
7. PRIVACY AND DATA PROTECTION
7.1 We are dedicated to safeguarding your privacy. By using the Service,
you consent to the terms of Our Privacy Policy. For more information, please click here:
Privacy Policy.
8. INTELLECTUAL PROPERTY
8.1 All content provided in the Service, including but not limited to text, graphics, logos, images,
and software, is the property of Riario or its licensors and is protected by applicable intellectual
property laws.
8.2 You are prohibited from:
Reproducing, distributing, modifying, creating derivative works of, publicly displaying, publicly performing,
republishing, downloading, storing, or transmitting any material from Our Service, without consent from Us.
8.3 You must not:
Alter copies of any materials obtained from the Service.
Use any illustrations, photographs, video or audio sequences, or any graphics separately from the
accompanying text.
Remove or modify any copyright, trademark, or other proprietary rights notices from copies of materials
from the Service.
9. LIMITATION OF LIABILITY
9.1 Riario provides the Service on an "as is" and "as available" basis. We do not guarantee that the
Service will be uninterrupted, error-free, or completely secure.
9.2 To the maximum extent permitted by law, Riario shall not be liable for any indirect, incidental, special,
consequential, or punitive damages, nor any loss of profits or revenues, whether incurred directly or
indirectly, nor any loss of data, use, goodwill, or other intangible losses, arising from:
Your use or inability to use the Service.
Any unauthorized access to or use of Our servers and/or any personal information stored therein.
Any interruption or cessation of transmission to or from the Service.
Any bugs, viruses, Trojan horses, or similar elements that may be transmitted to or through the Service.
Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any
content posted, emailed, transmitted, or otherwise made available through the Service.
9.3 We make no warranty that:
The Service will meet your requirements;
The Service will be uninterrupted, timely, secure, or error-free;
The results that may be obtained from the use of the Service will be accurate or reliable;
The quality of any products, services, information, or other material purchased or obtained by you through
the Service will meet your expectations; or
Any errors in the technology will be corrected.
9.4 Any material downloaded or otherwise obtained through the use of the Service is done at your own discretion
and risk. You are solely responsible for any damage to your device's system or loss of data that results from
the download of any such material. No advice or information, whether oral or written, obtained from Us or
through the Service, shall create any warranty not expressly stated in these Terms.
9.5 The Service is provided solely for domestic and private use. You agree not to use the Service for any
commercial, business, or resale purposes. We shall have no liability to you for any loss of profit, loss of
business, business interruption, or loss of business opportunity.
9.6 We are not financial advisers, and the Service is not intended to provide financial advice.
Your financial situation is unique, and We do not make any representations, warranties, or guarantees
that the Service is suitable for your specific circumstances.
10. INDEMNIFICATION
10.1 You agree to indemnify, defend, and hold harmless Riario, its affiliates, officers, agents, employees,
and partners from and against any and all claims, liabilities, damages, losses, and expenses, including
but not limited to legal fees, arising out of or in any way related to your access to or use of the Service,
your violation of these Terms, or your infringement of any intellectual property or other rights of any
individual or entity.
11. TERMINATION
11.1 We will determine, at Our sole discretion, whether there has been a breach of these Terms of Service
through your utilization of the Service. If such a breach is identified, We may take any action We deem
appropriate, including but not limited to:
Immediate, temporary, or permanent revocation of your right to use the Service;
Issuance of a warning to you;
Initiation of legal proceedings against you to recover all costs (including, but not limited to,
reasonable administrative and legal expenses) resulting from the breach;
Pursuing further legal action against you; and/or
Disclosure of relevant information to law enforcement authorities as We reasonably consider necessary.
11.2 The aforementioned responses are not exhaustive, and We may take any other action We reasonably
deem appropriate.
11.3 Upon termination, your right to access and use the Service will cease immediately.
If you wish to terminate your account, you may do so by discontinuing use of the Service.
Your data, including app settings and financial plans, is stored securely in your iCloud account,
which is protected and encrypted by Apple’s secure protocols. Only you have access to this data, as it is tied to your Apple ID.
If you choose to delete your account, all information related to the App stored within your iCloud account will be permanently removed.
12. LINKING TO OUR WEBSITE
12.1 You are permitted to link to any page on Our Website, provided that you do so in a manner that is
lawful and does not harm or exploit Our reputation nor seeks to do so.
12.2 You must not imply any form of association, approval, or endorsement from Us where none exists.
12.3 You are prohibited from removing, obscuring, or modifying any advertisements, copyright notices,
or other information on Our Website. Additionally, Our Website must not be framed on any other site.
12.4 The website from which you are linking must fully comply with the content standards set out in these
Terms of Service. We reserve the right to withdraw linking permission at any time without notice.
13. GOVERNING LAW
13.1 These Terms shall be governed by and construed in accordance with the laws of England and Wales,
without reference to its conflict of law principles.
13.2 Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such rights.
If any provision of these Terms is found by a court to be invalid or unenforceable, the remaining provisions
of these Terms shall continue to be in full force and effect.
14. CHANGES TO TERMS
14.1 We reserve the right to modify or replace these Terms at Our sole discretion at any time. If a revision
is deemed material, We will provide at least 30 days notice before the new terms take effect. The determination
of what constitutes a material change will be made at Our sole discretion.
14.2 By continuing to access or use Our Service after any revisions become effective, you agree to be bound by
the revised terms. If you do not agree to the updated terms, you must discontinue using the Service.
15. GENERAL CONDITIONS
15.1 You may not assign, sub-license, or otherwise transfer any of your rights or obligations under these
Terms to any third party. You acknowledge that We may assign, sub-license, or otherwise transfer any of Our
rights or obligations under these Terms to any third party at any time.
15.2 We shall not be liable for any failure or delay in performing any of Our obligations under these
Terms to the extent that such failure or delay is caused by you or by any event or circumstance beyond
Our reasonable control.
15.3 Nothing in this section 15 shall limit Our right to initiate proceedings against you in any other
court of competent jurisdiction, nor shall the initiation of proceedings in any one or more jurisdictions
preclude Us from initiating proceedings in other jurisdictions, whether concurrently or not, to the extent
permitted by the law of such other jurisdiction.
16. CONTACT US
16.1 If you have questions about these Terms, an enquiry or complaint about the Service, or simply wish to
get in touch, you should contact Our customer services team via Our email office@riariothecompany.com.