1. INTRODUCTION

1.1 Riario Ltd ("Riario", "We", "Us", or "Our") is a company registered in England and Wales with the registered office at 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, UNITED KINGDOM, and company number 15771705.

1.2 We are dedicated to protecting your privacy and providing transparency regarding the use of your data. This Privacy Policy details how We collect, use, disclose, and safeguard your information when you use Our website: https://planstheapp.com ("Website"), mobile application, or any other services provided by Plans.TheApp (“Service”, “App”). By accessing or using the Service, you agree to this Privacy Policy.


2. INFORMATION WE COLLECT

2.1 We do not collect, store, or transmit your personal data to any external servers, except for information you provide through direct communication with Us. Your data remains secure and private within Apple’s ecosystem, specifically iCloud, where it is protected by Apple’s robust privacy and security measures.

2.2 Financial Data: Users can input information about their income, expenses, savings, and current balance. This data is not verified against any bank accounts and may not accurately reflect users' actual financial status.

2.3 Usage Data: We may gather data on how you interact with the Service, including features used, time spent on the Service, and other usage patterns.

2.4 Cookies and Tracking Technologies: We may use cookies and similar technologies to track user activity on Our Service and store certain information. You can control the use of cookies through your browser settings.


3. HOW WE USE YOUR INFORMATION

3.1 Service Operation: We may use collected data to operate and maintain Our Service, manage your account, and provide customer support.

3.2 Service Improvement: We analyse usage trends to enhance and optimise Our Service.

3.3 Communication: We may use your information to send updates, security alerts, and administrative messages.

3.4 Legal Compliance: We may use your information to comply with applicable laws, regulations, and legal processes.


4. HOW WE SHARE YOUR INFORMATION

4.1 Service Providers: We may share your information with third-party service providers who assist with services such as payment processing, data analysis, email delivery, and customer support.

4.2 Business Transfers: In the event of a merger, sale of assets, financing, or acquisition of Our business, your information may be transferred to the involved parties.

4.3 Legal Obligations: We may disclose your information if required by law or in response to valid requests by public authorities.

4.4 With Your Consent: We may share your information with third parties for purposes other than the ones specified under this section, only if/when We have your explicit consent.


5. DATA SECURITY

5.1 Your data is stored securely within Apple’s ecosystem, specifically iCloud, where it is protected by Apple’s robust privacy and security measures. However, no security system is impenetrable, and We cannot guarantee the absolute security of your data.


6. DATA RETENTION

6.1 We may retain your personal information for as long as necessary to fulfil the purposes outlined in this Privacy Policy, comply with Our legal obligations, resolve disputes, and enforce Our policies.


7. INTERNATIONAL DATA TRANSFERS

7.1 Your information may be transferred to and maintained on servers located outside of your jurisdiction, where data protection laws may differ from those in your area. We cannot guarantee absolute security against potential breaches.


8. YOUR DATA PROTECTION RIGHTS

You have the following rights regarding your personal information:

8.1 Access: Request access to the personal information We hold about you.

8.2 Correction: Request correction of any inaccurate or incomplete information.

8.3 Deletion: Request deletion of your personal information under certain conditions.

8.4 Restriction: Request restriction of processing your personal information under certain conditions.

8.5 Complaint: Should you be dissatisfied with the Service We provide, you have the right to file a formal complaint to the Information Commissioner's Office (ICO).

To exercise these rights, please contact Us at office@riariothecompany.com.


9. CHILDREN'S PRIVACY

9.1 Our Service is not intended for use by individuals under the age of full legal responsibility. We do not knowingly collect personal information from aforementioned individuals. If We become aware of such collection, We will delete the information promptly.


10. CHANGES TO THIS PRIVACY POLICY

10.1 We may update this Privacy Policy periodically. Any changes will be announced on the Website, and We encourage you to review this policy regularly. We will provide at least 30 days notice before the new terms take effect.


11. CONTACT US

11.1 If you have any questions or concerns about this Privacy Policy, please contact Us at office@riariothecompany.com.